How do you achieve successful personal financial success?


Hey, what’s up, guys? Welcome back to my channel, where I make videos about the money statistics of the average person. 

Today, I’m going to show you how much money an American person spends on different things and how they can save more for the future. Let’s get started!

Are you aware of your income and expenses??

So, imagine you are in front of me right now, and I’m going to tell you some facts about your financial situation. Don’t worry, I’m not here to judge you; I’m just here to help you. 

But first, let me ask you a question: do you know how much money you make in a year? If you don’t, don’t feel bad, because most people don’t either. According to a survey, only 32% of Americans know their annual income after taxes. 

That means 68% of you are clueless about how much money you have. That’s not good, because if you don’t know how much money you have, you can’t plan how to spend it wisely. So, let’s say you are one of the 32% who know your income. 

Let’s say you make $50,000 a year, which is the median household income in the US. How do you spend that money? 

Well, according to the Bureau of Labor Statistics, the average American spends about $20,000 on housing, $10,000 on transportation, $7,000 on food, $4,000 on health care, $3,000 on entertainment, $2,000 on clothing, and $4,000 on other stuff. 

That adds up to $50,000 exactly. Wow, that’s convenient! But wait a minute… where is your savings? Where is your investment? And Where is your emergency fund? So, Where is your retirement plan? Where is your vacation fund? Then, Where is your fun money? Where is your charity money? Or, Where is your money for your dreams and goals?

I’m Ready to Help

You see, my friend, if you spend all your money on expenses and don’t save or invest any of it, you are setting yourself up for financial failure. So, you are living paycheck to paycheck, and you have no cushion for unexpected events or opportunities. 

You are working hard for your money, but your money is not working hard for you. And you are missing out on the power of compound interest, which Albert Einstein called the eighth wonder of the world. You are limiting your potential and your happiness. 

So what can you do to change this situation? Well, I’m glad you asked. In this post, I’m going to give you some tips and tricks on how to save more money and spend less on things that don’t matter. I’m going to show you how to create a budget that works for you and your goals. 

Now, I’m going to teach you how to invest your money simply and effectively. I’m going to help you build a financial plan that will make you rich and happy. Sounds good? Then stay tuned for the next part of this post!


Jeff was a high school dropout who worked as a dishwasher in a diner. He hated his job and his life, but he had a passion for computers. However, he taught himself how to code and started making websites for local businesses. 

He saved up enough money to buy a laptop and a camera, and then he launched his own YouTube channel, where he shared his tips and tricks on web development. Then he quickly gained a loyal fan base and started earning money from ads and sponsorships. 

He also created his online courses and sold them on his website. Today, Jeff is a millionaire who travels the world and lives in a luxury penthouse. He is living proof that you can turn your hobby into a profitable career.


Next, let me tell you about Lisa. Lisa was a single mother who struggled to make ends meet. She worked as a cashier in a supermarket, but she barely earned enough to pay the bills and feed her kids. She always dreamed of becoming a writer, but she never had the time or the confidence to pursue it. 

One day, she decided to take a leap of faith and quit her job. She started writing a novel on her old laptop, based on her own life experiences. She uploaded her chapters on a self-publishing platform, where she received positive feedback and encouragement from readers. 

She finished her novel in six months and published it on Amazon. To her surprise, her book became a bestseller and was picked up by a major publisher. 

She also got a movie deal and a TV series adaptation. Today, Lisa is a multimillionaire who lives in a mansion with her kids and her husband, who is also a writer. She is living proof that you can follow your dreams and make them come true.


Finally, let me share with you the story of Mike. Mike was a college graduate who worked as an accountant in a big corporation. He had a stable job and a decent salary, but he was bored and unhappy. And he felt like he was wasting his life doing something he didn’t enjoy. 

He wanted to do something more meaningful and fulfilling, something that would make a difference in the world. So, he quit his job and joined a non-profit organization that helped people in need. 

He traveled to different countries and volunteered in various projects, such as building schools, digging wells, and providing medical care. Then, he documented his journey on his blog and social media, where he inspired thousands of people to join him or donate to his cause. 

He also wrote a book about his experiences and sold it online. Today, Mike is a philanthropist who runs a foundation that supports various humanitarian causes. He is living proof that you can find your purpose and make an impact.


These are just some of the examples of people who rose from the middle class and achieved their goals. They all had different backgrounds, skills, and passions. But they all had one thing in common: they took action. 

They didn’t let fear, doubt, or excuses stop them from pursuing their dreams. So, they worked hard, learned new things, took risks, faced challenges, and overcame obstacles. They created their opportunities and seized them. 

You can do the same. And you have the potential to be anything you want to be. You have the power to change your life for the better. So, you just need to take the first step. So, what are you waiting for? Start today.


If you enjoyed this post, please give it a thumbs up and subscribe to my channel for more content like this. 

Also, don’t forget to check out my website for more resources and tips on how to rise from the middle class. Thank you for reading, and I’ll see you in the next post.

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